Car Brokerage

Terms of Service / Käyttöehdot

Last updated: April 2026

1. Scope

These Terms of Service ("Terms") govern the use of the vehicle brokerage platform ("Platform") operated by [Company Name] (Y-tunnus: [pending]), ("Operator"). The Platform is a B2B service for licensed motor vehicle dealers. By logging in, you confirm that you are authorised to act on behalf of a registered business entity.

2. Definitions

  • Buyer — Finnish registered dealer placing purchase requests
  • Vendor — German registered dealer listing vehicles
  • Deal / Case — a brokered vehicle transaction tracked on the Platform
  • Discovery fee — the non-refundable fee paid by Buyer upon initiating a Deal
  • Brokerage margin — the Operator's margin embedded in the seller-facing purchase price

3. B2B Platform — No Consumer Rights

This Platform is exclusively for business-to-business transactions. Consumer protection regulations (including the Finnish Consumer Protection Act / Kuluttajansuojalaki) do not apply to transactions conducted through this Platform. No right of withdrawal applies to confirmed purchase instructions.

4. Deal Flow & Binding Confirmations

The following sequence governs each Deal:

  1. Buyer reviews vehicle data and initiates a purchase request.
  2. Operator verifies vendor identity and vehicle availability with the German vendor.
  3. Buyer confirms purchase via a binding confirmation button on the Platform. This confirmation constitutes a binding purchase instruction under the Finnish Contracts Act (OikTL, laki varallisuusoikeudellisista oikeustoimista 228/1929).
  4. Operator remits payment to the vendor via SEPA credit transfer.
  5. Vehicle is transported to Finland. Buyer receives delivery with CMR documentation.

5. Pricing & Fees

All prices are quoted exclusive of VAT (ALV) unless stated otherwise.

  • Discovery fee: invoiced upon Deal initiation. Non-refundable once the vendor has been contacted.
  • Vehicle price: the price confirmed with the vendor plus the brokerage margin.
  • Transport & logistics: quoted separately per Deal.
  • Late payment interest: ECB reference rate + 8 percentage points (currently 11.5 % p.a.) per the Finnish Interest Act (Korkolaki 633/1982, §4a).
  • Fixed recovery cost: €40 per unpaid invoice (Act on Payment Terms in Commercial Contracts / Laki kaupallisten sopimusten maksuehdoista 30/2013, §10).

6. Payment Terms

Payment is due upon vehicle delivery, confirmed by the CMR freight document at the agreed delivery point, unless otherwise agreed in writing. Payment must be made by SEPA credit transfer using the Finnish viitenumero (structured reference) provided on the invoice. The Buyer is responsible for ensuring the correct reference is used.

7. Liability

  • The Operator acts as principal: it purchases vehicles from German vendors in its own name and resells them to the Buyer. Risk and title pass from the Operator to the Buyer at the agreed delivery point, confirmed by the CMR freight document signed by the carrier and the receiving party. During transit, the vehicle is covered by the Operator's transit insurance (minimum €100,000 per vehicle).
  • Vehicles are sold in their documented condition "as-is" (KauppaL 355/1987, §19). Latent defects must be reported in writing within 14 days of delivery (KauppaL §31).
  • The Operator's maximum aggregate liability is limited to the fees paid by the Buyer for the specific Deal giving rise to the claim.
  • Force majeure events (including but not limited to sanctions, transport disruptions, and regulatory changes) suspend obligations for the duration of the event.

8. Intellectual Property

All Platform content, including software, data models, and market analysis, is the property of the Operator. Users may not scrape, copy, or redistribute Platform data without written consent.

9. Data Protection

Personal data is processed in accordance with our Privacy Policy. By using the Platform, you acknowledge the data processing described therein.

10. Governing Law & Dispute Resolution

These Terms are governed by and construed in accordance with the laws of Finland. Any disputes arising from these Terms or the use of the Platform shall be resolved in the District Court of Helsinki (Helsingin käräjäoikeus), unless the parties agree to arbitration under the Arbitration Rules of the Finland Chamber of Commerce.

11. Amendments

The Operator reserves the right to amend these Terms. Material changes will be communicated via email to registered users at least 30 days before they take effect. Continued use of the Platform after the effective date constitutes acceptance of the amended Terms.